Five Tips for Saving Money on Groceries

Groceries make up a significant part of a family's budget. As the manager of our family's budget and the chief "shopper," I am always looking for ways to save. Here a few tips that I have learned:

1. The more stores you go to, the more you spend (generally). Yes, shopping at multiple stores allows you to find multiple sales, but it also means multiplied time, and time is a form of currency. Shopping at multiple stores increases opportunity to make impulse buys, and as time goes by, decision fatigue creeps in, making it more likely to make unwise decisions at the last stores.

Tip: If you must shop multiple stores, try to shop on different days, or even different times of the month based on a rotating schedule.

2. Grocery pickup saves you money, until it doesn’t. Most pickup services require a a minimum purchase. If you need groceries that total that amount, great! If you only need a few items, you guessed it, it’s cheaper to grab them yourself. I’ve found I can actually run in for a few sundries and get out again in the time it would take me to wait for pickup delivery.

Tip: Whether you do pickup or not, still use the store app as a grocery list, as it allows you to see a running total of what you need in order to determine if pickup is beneficial and if not, how you might include the total of what you need into your weekly grocery budget.

3. Budget for the cost of warehouse store membership (e.g. Costco, Sam's Club) from the house fund, not the grocery fund (Don't Waste the Crumbs, 2021). Trying to scrimp enough from the grocery budget to afford the yearly subscription isn’t worth it!) Having those funds set aside elsewhere is such a relief.

Tip: If you buy groceries via subscription, eg Hello Fresh, etc. (not really budget friendly anyway, consider a special or different budget fund. This avoids the grocery fund getting “eaten” by other expense categories.

4. Shop and stock the sales. I have found that most stores rotate sales on basic items like cheese, eggs, and meat. I try to shop the sales and buy the most items I can afford (and fit in my freezer, fridge and pantry) so that I only have to buy items when they are on sale. It is not a fool-proof plan, but it helps.

5. Use the freezer! Going off the above, store bread, cheese, meat, and other stocked, but perishable items in the freezer. This allows you to take advantage of sales without having to hurry through what you do buy.

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I am by no means an expert, but I try to make the most of the resources God has given me. May He continue to give wisdom and may He get the glory!

Reference:

Don't Waste the Crumbs. (2021, March 26). How to budget for bulk purchases. https://dontwastethecrumbs.com/how-to-budget-for-bulk-purchases/